EMI, GST, income tax, SIP, FD, RD, salary, and more — all in one place
Financial calculators for India
The financial section of CalculatorPoint covers the calculations Indian households deal with most often: home and personal-loan EMIs, fixed-deposit and recurring-deposit maturity, mutual-fund SIP projections, PPF growth, gratuity entitlement, income tax under old and new regime slabs, GST on invoices, and quick salary breakdowns from CTC.
Every calculator here uses rupee defaults, Indian interest-rate ranges and the formulas published by RBI, SEBI, the Income Tax Department or EPFO. Results are estimates that follow standard methodology — they help you plan, compare options and check what your bank, employer or financial adviser tells you, but they are not a substitute for professional financial, legal or tax advice.
When to use these tools: Use these tools when you are comparing loan offers, planning a savings goal, deciding between old and new tax regimes, checking an invoice total, or estimating your take-home pay from a job offer.
PPF Calculator
Public Provident Fund calculator with customizable interest rate
₹
Yr
%
Total Invested₹22,50,000
Total Interest₹18,18,209
Maturity Value₹40,68,209
Interest Rate Used7.1% p.a.
Year
Total Invested
Total Interest
Balance
1
₹1,50,000
₹10,650
₹1,60,650
2
₹3,00,000
₹32,706
₹3,32,706
3
₹4,50,000
₹66,978
₹5,16,978
4
₹6,00,000
₹1,14,334
₹7,14,334
5
₹7,50,000
₹1,75,701
₹9,25,701
6
₹9,00,000
₹2,52,076
₹11,52,076
7
₹10,50,000
₹3,44,524
₹13,94,524
8
₹12,00,000
₹4,54,185
₹16,54,185
9
₹13,50,000
₹5,82,282
₹19,32,282
10
₹15,00,000
₹7,30,124
₹22,30,124
11
₹16,50,000
₹8,99,113
₹25,49,113
12
₹18,00,000
₹10,90,750
₹28,90,750
13
₹19,50,000
₹13,06,643
₹32,56,643
14
₹21,00,000
₹15,48,515
₹36,48,515
15
₹22,50,000
₹18,18,209
₹40,68,209
How PPF Calculator is calculated
Yearly contribution compounded annually at selected rate
Tap any calculator below to load it in place. Every tool on this page is free, runs in your browser and does not need a sign-up.
Estimate the equated monthly instalment for a home, car or personal loan from the principal, annual interest rate and tenure. Shows total interest, total amount paid and a principal-vs-interest split.
Add or remove GST from any amount at 0%, 5%, 12%, 18% or 28% slabs. Useful for quick price checks and reverse-calculating the base amount from a tax-inclusive total.
Calculate income tax under common old or new regime slab structures, including 4% health and education cess. Lets you compare what you would pay under each regime.
Project the future value of a monthly mutual-fund SIP from your monthly contribution, expected annual return and tenure. Useful for goal-based planning.
Estimate fixed-deposit maturity using principal, annual interest rate, tenure and compounding frequency. Lets you compare bank FD offers side by side.
Estimate recurring-deposit maturity from a fixed monthly instalment with monthly or quarterly compounding — common for disciplined savers.
Calculate simple interest or compound interest on any principal, with selectable compounding frequency. Useful for academic problems and comparing interest models.
Approximate in-hand monthly salary from an annual CTC by breaking it into basic, HRA, allowances and standard deductions.
Estimate the gratuity amount payable on completion of service using the formula (Last Salary × 15 × Years) / 26.
Model Public Provident Fund balance with yearly contribution, tenure up to 15 years and an editable interest rate.
A note on accuracy
The numbers produced by these calculators are estimates based on the inputs you provide and the formulas shown in each tool's "How it is calculated" section. They are intended for planning, learning and quick checks — not as legal, medical, tax or investment advice. For decisions that have real financial, legal or health consequences, please consult a qualified professional. See our disclaimer for the full statement.